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Russell

Efficiency Manager

Financial Security Management, Inc.

info@fsm-inc.com

2535 South Lewis Way, Suite 101 & 201

Lakewood, CO 80227, USA

Office (303) 988-1411

Fax (303) 988-1447

Advisory services offered through Financial Security Management, Inc., an SEC Registered Investment Advisor. Real Estate is offered through Financial Security Realty. Financial Security Management and Financial Security Realty are affiliated by common ownership

Financial Security Management, Inc. is a registered investment advisor located in Colorado. Financial Security Management, Inc. and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Financial Security Management, Inc. maintains clients. Financial Security Management, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Financial Security Management, Inc.’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Financial Security Management, Inc.’s web site on the Internet should not be construed by any consumer and/or prospective client as Financial Security Management, Inc.’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Financial Security Management, Inc. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Financial Security Management, Inc., please contact the SEC, FINRA or the state securities regulators for those states in which Financial Security Management, Inc. maintains a filing. A copy of Financial Security Management, Inc.’s current written disclosure statement discussing Financial Security Management, Inc.’s business operations, service, and fees is available from Financial Security Management, Inc. upon written request. Financial Security Management, Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Financial Security Management, Inc.’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Financial Security Management's website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not construed, in any manner whatsoever, as the receipt of, or a substitute for personalized individual advice from Financial Security Management, or from any other investment professional.

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